"Q#4, #5, #6 have different recovery values to the solutions sheet btw"

on #4 as well, mortgage is excluded from PACICC. So why does the insured gets more than 70% of unearned prem for his automobile policy (which we can't calculate here) + his auto policy $loss - ded?

Q#4, #5, #6 have different recovery values to the solutions sheet btw

For BA Sample Exaam #16 we use time t=1,2,3,4,5... to discount the cost of capital, while in CAS IFRS Sample #4, they use t=0.5, 1.5, 2.5... to discount the cost of capital.

I think #3 and #4 should be grouped into a new group, and #5 should stand alone.

The answer from CIA.IFRS17-IC Battlecard #43 said

Why did we use an off-balance factor in question Spring 2019 q#4a but NOT in Fall 2015 q#1b?

* Is question #4 of Fall 2019 outdated? It revolves around BC auto insurance.

Ok, I see. There were some parameters that were set incorrectly. I've added a BattleQuiz #4 to the Odo.FinReg wiki article. The Level 2 quiz should now show 2 extra problems that are worth a lot of BR

The question I'm referring to is problem #4 on CCIR.ARinstr (Spring 2016 #14a).