Government Help

AndrewLAndrewL
edited July 2023 in Govt.FloodSolutions

Hi,

  1. What is the difference between the EMS/EMA, DFA and Flood Risk Management?

It seems to me that FRM groups EMS/EMA and DFA. However, I'm not sure how to distinguish the latter.

  1. Is task Force=Flood Risk Management?

Thanks,
Andrew

Comments

  • grahamgraham

    There is a long list of acronyms in the source text on pages 6-8. Just to review:

    • FRM is Flood Risk Management
    • EMA is Emergency Management Act
    • EMS Emergency Management Strategy
    • DFA is Disaster Financial Assistance

    The Task Force refers to the group created by the Government of Canada to advance a sustainable solution to rising flood costs. There is a list of the members of the Task Force in Annex A of the reading and includes government & industry representatives.

    FRM is just a general term that refers to the idea of managing the flood risk. It would include things like EMA, EMS, DFA, private insurance, and anything an individual homeowner might to to address flood risk.

    The EMA or Emergency Management Act serves as the legal basis for managing emergencies and disasters at local and provincial levels.

    EMS is a specific "strategy" within the EMA for advancing the goals of the EMA.

    DFA is something separate that has been around for a long time. It helps people recover after a disaster. In this reading, they make the point that DFA actually disincentivizes people to manage flood risk because they know DFA should always provide compensation. Instead, we want homeowners, insurers, and government to work together to minimize risk in the first place so that DFA doesn't bear all the burden. Also, it's cheaper to take steps to minimize risk beforehand than it is to recover from a disaster after it has occurred.

  • AndrewLAndrewL

    Thank you @graham!

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