Relevance of Alberta auto reform paper

VadimSemVadimSem
in AB.Auto

Hi, this paper was written in 2020, almost 4 years ago. Is it still relevant to the current Alberta auto landscape, and would you expect questions on this topic to be in the form "what were the committee's findings in 2020?". I suppose if there isn't a more recent paper then this would be all that would be asked, but I'm just worried about seeing a question basically asking something along the lines of "what is the current state of Alberta auto insurance" and I start answering with stuff from 2019.

I know that's a very open ended question, any thoughts are appreciated! Thanks!

Comments

  • Staff-T1Staff-T1

    I think if you have some context about the current (2024 state) of the AB auto landscape, any answers would be accepted. I also think that you can't go wrong answering based on the actual source paper. These all depends on the context of the question of course. Alberta has been quite vocal recently about moving towards a care model. AB auto reform is probably one of the hotter topics in the industry right now so I think there may probably be a chance that a question around the AB auto system shows up

  • VadimSemVadimSem

    Thank you!

  • daviddavid

    About the point that Alberta is moving to a "care-first" model, as I also read about in some Alberta government articles, I'm curious if that's the same as a no-fault system?

    And also curious is this concept/terminology of "care-first" model used in any of the syllabus readings?

  • Staff-TSStaff-TS

    A care-first model is not the same as a no-fault system, although they complement each other.

    • No-fault system: Primarily about how compensation is delivered, removing fault determination and litigation from the equation. This system eliminates the requirement to establish fault in auto accidents. Injured parties receive benefits directly from their own insurance, regardless of fault, allowing recovery to happen sooner.
    • Care-first model (in the context of this paper): Primarily about ensuring that injured individuals receive appropriate, effective, and timely medical care and rehabilitation. The focus is on healthcare, recovery, and optimizing health outcomes.

    A care-first model could still technically exist in a hybrid or at-fault environment, but the implementation (as of the time of this paper) identified that compensation or coverage could be with-held or delayed due to expensive and long-running litigation.

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