Initial Recognition begin (QS & XoL)

What is the difference between underlying contracts begin and reinsurance coverage begin?

Comments

  • Your XOL reinsurance coverage can begin on January 1 covering contracts with loss occurring in that AY. However, all your underlying contracts that are covered by the reinsurance could have a coverage that begins only on February 1 of that year. In other words, your coverage period for the reinsurance contracts and underlying insurance contracts do not have to necessarily line up

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