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Thank you Graham, this is precisely what I was confused about.
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The examiner report's solution does not include realized gains, yet, the P&C-1 Annual return spreadsheet has realized gains included in Net Income. Thoughts?
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Great - Thanks!
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Glad I asked the question then. This perspective is a perfect way to handle a Bloom's bomb . Thanks a lot for such a thorough and detailed answer!
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Ignoring the second solution then. Thanks!
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Hi, The examiner's report gives two different answers to that question: * One is the "cumulative" xs/def ratio of AY12 @ 12/31/2015 (25%) * The other is the xs/def ratio measuring the adequacy of the AY12 Reserve booked at 12/31/2014, durin…