wilsonchan18
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Got you Graham! Thanks
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Maybe this is because they are asking for the Stress BCAR Score under EQ for the 2nd EQ Event? The one mentioning 40% Unpaid Increase?
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Oh I see, thanks AnLaPe and T1!
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Thanks T1.
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But I think this question is actually asking ON from Part B, so I have no idea where BC came. It seems more like for part A. But that saying related Land Cases, which I recalled there is a case that Privacy is okay if using Credit Score for Rating a…
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Thanks T1
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True, fair enough. Thanks T1
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Oh right T1. That is the answer! Aha. So its the margin referring to the cost of capital, I was thinking it is something like the PfAD Margin. Thanks!
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I see, if Reinsurer cannot provide compensation, then it is a Credit Risk to Reinsured. So this is a Credit Risk Provision to the Reinsured.
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Hi T1, Many thanks. May I know what this maintenance fees is about? Is this paid from Insurer to Reinsurer and how can it avoid Commuation? Haven't really realized that this Pricing Assumption means from the Reinsurer one. lol But since this …
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Thanks
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But this swing L/R seems fair, and may be actuarially sound. To me it not really limiting the Reinsurer Limit, but yes Risk Transfer is less comparing to no such additional premium to be paid to reinsurer... So the definition of Risk Limiting Fe…
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So no wonder who is proposing to commute, it is reliefing the Reinsurer's Ceded Clam Provision (i.e. in the end Reinsure is free of Liab. by giving out exact cash payment to the insurer).
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So If I have a CSM, LRC GMA is 0, and because LC=0, the LRC (excl. LC) is also 0. Hence, it means LRC GMA=LRC PAA =0? I am just trying think it through in my mind.
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Got you, Thanks T1
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@suomi, I think so. I am thinking if it is profitable say having CSM, then should their LRC be the same?
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I think I got what you mean. So basically it means after the reform the 2K may become Intentional that is as if the Injured Party need to pay tax. Is it what trying to say? Thanks T1!
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Hi, I am not sure why 2018 Spring Q22 and 2015 Spring Q17 are written as "Outdated". Do we still need to memorize this?
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Thanks
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Oh, let me rephrase the question: For the existing doctrine of Collateral Source Rule, Compensation Basis and Vicarious Liab., understanding they all are Plaintiff-Friendly, are they all promoting settlement without going into Trial? cause I l…
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Thanks
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I still quite not understand why on gross basis having tax break, whereas on net basis still need to pay the tax? Am I understanding this correctly?
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This one.
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Thanks
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Got You, thanks
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Thanks Graham, that's motivating!
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Sorry, just to confirm here. I can understand that (2) to (4) are all Cash Outflow, can I confirm that the (2) to (4) will be minus from (1) [i.e. Cash Inflow], so that this arrive exactly like the FCF in GMA of PV (All CFs) + RA. Then it should …
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I think, the RI Recovery is calculated using the Reduction in CF, but then when disclosing it is a part of the Non-Financial RA (i.e. Building Block 2 from IFRS17 Measurement). So they should not be contradicting each other!
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Hi, may I know what is PC1?
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I see, thanks