whtooo

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whtooo
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  • But in CCIR.Instructions it says: NII = Total Realized Gains (Losses) on Sale + Total Fair Value Gains (Losses) + Dividends ← these are dividends received by the insurer, not dividends paid out + Gross Investment Income - Investment Expenses (oth…
  • Thank you for your answer, but for the capital gains part I am still a little bit confusing. Why the unrealized gain would be part of revenue but the realized gain would not? Thank you!
  • I am not sure if the previous ratio calculation still work for this exam. But how can I understand the realized gains (is that only realized gain within current year?) and why do we need to substract that with the ROR calculation?