wilsonchan18
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Yes, exactly. So that is what I understand. Then the reason ON law apply should be because insurance contracts are considered Intra-Provincial by JCPC, not the other way around. Cause in the battle quiz it says because of the reason that: Trade …
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Hi, one more question here: How the ruling "Trade were Inter-Provincial not intra-provisional) here could help justifying ON Fire Act is Intra-Vires? Thanks, Wilson
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Thanks Graham!
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Hi, May I know what the difference is between "Capacity" with "Right"? Cause when reading the capacity, I can only recall how much premium I can write w.r.t. the my capital holding. Thanks and Cheers, Wilson
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oh, very lucky I ask. Now I know, thanks Graham!
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I see. Thanks Graham. I just searched up, Statistical inference is the process of drawing conclusions about an underlying population based on a sample or subset of the data. So if there is not much statistical inference meaning we cannot really draw…
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I see, thanks Graham!
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because it is definitive and also more than 1 percent. Okay, I think I know it then. Thanks Graham!
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Hi, it says also to review Source of Earning. I tried to google it, it seems there is only Source of Earning for Life on OSFI website. Is there one for GI? What does it usually look like? Thanks and Cheers, Wilson
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Oh, it actually means that. Thanks Graham!
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Sorry, did I miss something? What is the Trilogy here?
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Right, crystal clear. Thanks Graham!
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Okay, got you! Thank you Graham!
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Hi, I am not too sure how the 4K Cap actually treat victim as malingerer so stigmatizing? And how the cap actually treating differently from other non-pecuniary damage, so that people think it's discriminatory? Thanks and Cheers, Wilson
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Hi, So can I say that because that the water and gas tank should have labelled differently, therefore it is not reasonably foreseeable. And so the "But for" test is applied. "But for" means "even not", so even the 2 tanks not being arranged as…
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Okay, thank you Graham!
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I see, I can follow this rationale from the pricing perspective on directly the PremRt, but not the IndemRt. I totally agreed to your points, maybe insurer will tune up the uncertainty margin or even the individual surcharge to price more. Thanks Gr…
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@graham Hi May I know, for this cause what is "Motion judge rule", I saw this word from the battlequiz, but cannot understand even I tried google it. Thanks and Cheers, Wilson
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Thanks Graham, I think it is fine. Either properly capitalized fund or deficit financing, the producer will be compensated!
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Ok, got you. I think I am now more familiar and aware of what are happening behind Thank You Graham for answering clearly and patiently!
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Okay, Maybe the Government Reinsurance is purely Optional Deficit Financing mechanism, it is just where a fund can help to recover the deficit. And maybe the premium is on top of those Prem$ charged from Production Insurance Program I think...
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Thanks Graham for pasting. But I still cannot connect the dots here between PremRt and Prem Sharing. Do you think they will ask deep as this level? Maybe I shall move on first?
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Hi Graham, I understand the cost is from the Producer perspective and I kind of see what you are trying to say here. But I still cant connect the dots between the PremRt and Premium sharing. The Production Insurance Program can be Individual or Coll…
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And when the price is low, everyone will buy the insurance. I see, that is very reasonable and crystal clear. Thanks Graham!
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Thanks Graham, your answer is super clear. Very appreciated!
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Thanks A Lot Graham! These section are indeed quite scary due to its big amount of Memorization Stuffs
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Hi, May I know then going through our Wiki and BattleQuiz are enough for this? I mean I am not sure whether its worth to really try to read like Flood, EQ and this Agric even needed to be order? What is your suggestion? Thanks and Cheers, Wi…
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Okay, thanks Graham!
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That is very clear. Thanks Graham!
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Thanks Graham! I see, so the Maintenance Expense is the same no matter Gross or Net then. And As you said Gross means Direct, whereas the Inward Ceded In and Ceded Out are all called Reinsurance.